ZIP Code 01040 Demographics & Data

About Holyoke, MA (ZIP Code 01040)

Massachusetts

Detailed Demographics Data and Other Stats About 01040

The 01040 ZIP Code is primarily associated with Holyoke, MA in Hampden County in the United States. The current population estimate is 40,241. In this Massachusetts region, an estimated 79.4% hold a high school degree or higher, and the per capita income is approximately $23,931. Approximately 25% of the population lives below the poverty line, while the median househould income sits at $40,769. The median age in ZIP Code 01040 is approximately 35.2 years, and 17.7% of the region's residents are aged 62 years and older.

Population in 01040

The most recent population estimate for ZIP Code 01040 is 40,241.

Holyoke, MA

The 01040 ZIP Code is associated with Holyoke, MA in Hampden County.

Area Codes associated with 01040

Telephone area codes associated with ZIP Code 01040 include 413.

Sunrise / Sunset in 01040

Sunrise: 7:06 am
Sunset: 4:18 pm
Sunrise in 01040 7:06 am
Sunrise in 01040 4:18 pm

Weather forecast for 01040

Overnight's forecast for 01040: Partly cloudy, with a low around 21. Northwest wind around 17 mph, with gusts as high as 32 mph.

Current air quality in 01040

Air quality: Good Air quality scale in 01040 Good

Internet in 01040

In ZIP Code 01040, an estimated 85.6% of households have a computer, while 73.6% have broadband Internet service.

Gender in 01040

The gender split in ZIP Code 01040 is an estimated 48.4% male and approximately 51.6% female.

Health Insurance in 01040

Approximately 12.1% of adults aged 18 to 64 in ZIP Code 01040 (Holyoke, MA) are currently uninsured and do not have health insurance.

Income in ZIP Code 01040

The median household income in ZIP Code 01040 is $40,769, while the region's mean household income is $59,685. Breaking income down further, per capita income in the region is $23,931. The per capita income in ZIP Code 01040 of $23,931 is approximately 45.31% less than the per capita income in the U.S. overall of $43,761. An estimated 25.4% of the population is living below the poverty line in this region. This rate is approximately167.37% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 14.1% of the population in 01040 earn $50,000 to $74,999 per year, while an estimated 13.8% earn $15,000 to $24,999 per year, and 3.8% of 01040 residents earn $200,000 or more per year.

Household Income Details

Bar chart displaying household income in ZIP Code 01040. This visualizes the percentage of households in this region that fall within different income ranges, e.g. $100,000 to $149,999 per year.

Total Income in 01040

Household Income Percent
Less than $10,000 per year 11.9%
$10,000 to $14,999 per year 10.4%
$15,000 to $24,999 per year 13.8%
$25,000 to $34,999 per year 10.0%
$35,000 to $49,999 per year 12.1%
$50,000 to $74,999 per year 14.1%
$75,000 to $99,999 per year 9.2%
$100,000 to $149,999 per year 9.6%
$150,000 to $199,999 per year 5.0%
$200,000 or more per year 3.8%

Education levels in ZIP Code 01040

In ZIP Code 01040, 79.4% of the population graduated high school, while 21.5% have a bachelor's degree or higher. In this region, 9.2% achieved an education level less than 9th grade, while 8.3% hold a graduate or professional degree. Approximately 33.3% in this Hampden County region reached the highest level of high school graduate (including equivalency).

Education Attained in 01040

Education Level Percent
Less than 9th grade 9.2%
9th to 12th grade, no diploma 11.4%
High school graduate (includes equivalency) 33.3%
Some college, no degree 17.7%
Associate's degree 6.9%
Bachelor's degree 13.3%
Graduate or professional degree 8.3%

Education Level Details

Pie chart displaying the education level breakdown in ZIP Code 01040. This visualizes the percentage of the population that has attained a specific level of education, e.g. a graduate or professional degree.

Race & Ethnicity in ZIP Code 01040

Looking at race in the population that makes up ZIP Code 01040, 97.4% is one race, while 2.6% are two or more races. Approximately 53.9% of 01040 residents are hispanic or Latino (of any race). The most common race in 01040 (race alone or in combination with one or more other races), is White (89.7%), followed by Black or African American (6.3%) .

Race Breakdown Details

Bar chart displaying the racial composition of ZIP Code 01040. This visualizes the percentage of the population of each race (race alone or in combination with one or more other races).

Racial Composition of 01040

Industry Percent
White 89.7%
Black or African American 6.3%
American Indian and Alaska Native 0.8%
Asian 1.1%
Native Hawaiian and Other Pacific Islander 0.1%
Some other race 5.0%
* Race alone or in combination with one or more other races

Language Breakdown in ZIP Code 01040

In ZIP Code 01040, 52.5% of the population lists "English only" as the language spoken in home, while 43.8% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 3.3% of homes, and other Indo-European languages are spoken in 0.3% of homes. Lastly, 0.2% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Hampden County region.

Language Spoken in 01040

Language Spoken Percent
English only 52.5%
Spanish 43.8%
Other Indo-European languages 3.3%
Asian and Pacific Islander languages 0.3%
Other languages 0.2%
* Population 5 years and over

Language Spoken in Home

Bar chart displaying the language spoken in homes in ZIP Code 01040. This visualizes the percentage of homes in the area that list a specific language as being spoken in the home, e.g. Spanish.

Real Estate & Housing in ZIP Code 01040

Regarding the age of homes in ZIP Code 01040, an estimated 45.0% of homes were built in 1939 or earlier. Additionally, 14.8% of homes in the region were built between 1950 and 1959, while an estimated 0.1% of homes were built in 2014 or later in this Hampden County region.

Age of Housing in 01040

Year Home Built Percent
Built in 2014 or later 0.1%
Built between 2010 and 2013 0.5%
Built between 2000 and 2009 3.7%
Built between 1990 and 1999 3.7%
Built between 1980 and 1989 8.9%
Built between 1970 and 1979 7.8%
Built between 1960 and 1969 8.3%
Built between 1950 and 1959 14.8%
Built between 1940 and 1949 7.1%
Built in 1939 or earlier 45.0%

Housing Age Breakdown

">Bar chart displaying the breakdown on housing ages in ZIP Code 01040. This visualizes the percentage of homes in the region that were built in a certain time frame, e.g. built between 1950 and 1959.

Age Breakdown in ZIP Code 01040

Residents of ZIP Code 01040 are younger than average. The median age of 35.2 years in ZIP Code 01040 is approximately 7.61% lower than the overall median age in the U.S. of 38.1 years. About 76.2% of residents are aged 18 years and older, and 17.7% of residents are 62 years and over. Approximately 16.5% of the population in 01040 falls in the age group 25 to 34 years, while an estimated 12.8% are aged 45 to 54 years. On the low end of the scale, 2.2% of 01040 residents are aged 85 years and over.

Age Breakdown Details

Bar chart displaying the age breakdown in ZIP Code 01040. This visualizes the percentage of the population in the region that falls into certain age ranges, e.g. 35 to 44 years old.

Age Breakdown in 01040

Age Range Percent
Under 5 years 6.8%
5 to 9 years 6.6%
10 to 14 years 6.0%
15 to 19 years 6.4%
20 to 24 years 7.4%
25 to 34 years 16.5%
35 to 44 years 11.8%
45 to 54 years 12.8%
55 to 59 years 6.1%
60 to 64 years 5.5%
65 to 74 years 7.1%
75 to 84 years 4.8%
85 years and over 2.2%

Chronic Health Issues in ZIP Code 01040 [4]

Chronic Health Issues Breakdown

Bar chart displaying a breakdown of chronic health issues in ZIP Code 01040. This visualizes the percentage of adults aged 18 and above that have specific chronic health issues, e.g. high blood pressure, diabetes, or arthritis.

Health Issues in 01040

Health Issue Percent of adults*
* aged 18 & above

Health Risk Behaviors & Prevention in 01040 [4]

One of the top preventative health measures in ZIP Code 01040 is current access to health insurance, as an estimated 87.9% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 01040 list , as a preventive measure.

Preventative Health in 01040

Preventive Measure Percent of adults*
Current access to health insurance 87.9%
* aged 18 & above

Preventative Health Measures

Bar chart displaying preventative health data in ZIP Code 01040. This visualizes the percentage of adults aged 18 and above that engage in preventative health measures, e.g. sholesterol screenings and visits to doctors for routine checkups.

Health Risk Behaviors Details

Bar chart displaying health risk behaviors details in ZIP Code 01040. This visualizes the percentage of adults aged 18 and older that engage in health risk behaviors, e.g. smoking or binge drinking.

Health Risk Behaviors in 01040

Risk Behavior Percent of adults*
* aged 18 & above

Utilities in ZIP Code 01040 [6]

Regarding solar power potential, ZIP Code 01040 has an average daily solar radiation level of 4.8 kWh/m2/day. This is approximately 16.5% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 27.16% less than an area in the U.S. with historically high solar radiation levels (AZ).

Electricity Breakdown Details

Bar chart displaying the electricity rates breakdown in ZIP Code 01040. This visualizes electricity rates in 01040 compared to rates in the state and rates in the U.S. as a whole.

Electricity Rates in 01040

Region Residential Commercial Industrial
ZIP Code 01040 12.24¢/kWh 12.27¢/kWh 9.54¢/kWh
Massachusetts 29.17¢/kWh 20.7¢/kWh 18.03¢/kWh
United States 16.83¢/kWh 13.47¢/kWh 8.51¢/kWh

Solar Power in 01040

Month ZIP Code 01040 Low (WA) High (AZ)
Jan 3.68 1.9 5.84
Feb 4.68 3 6.31
Mar 5.02 3.65 7.02
Apr 5.58 5.13 7.3
May 5.21 5.17 7.13
Jun 5.52 5.72 6.95
Jul 5.81 6.22 6.51
Aug 5.76 6.08 6.65
Sep 5.44 5.15 7.02
Oct 4.37 3.32 6.92
Nov 3.63 2.33 5.99
Dec 2.85 1.78 5.46
All figures listed are kWh/m2/day — kilowatt hours per square meter per day

Solar Radiation Levels

Line chart displaying solar radiation levels in ZIP Code 01040. This visualizes solar power levels in 01040 compared to radiation levels in both a historically low radiation state (WA) and a historically high radiation state (AZ).

Jobs Breakdown in ZIP Code 01040

In 01040, 55.2% of the population is in the labor force. Recent estimates place 4.0% as working from home, while the total labor force in the region has a mean travel to time to work of 19.9 minutes. Approximately 32.3% of the employed population 16 years and over in 01040 work in educational services, and health care and social assistance, while an estimated 14.4% work in retail trade. On the lower end of the scale, just 0.3% of 01040 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.

Job Industry Breakdown Details

Bar chart displaying job industry breakdown details for ZIP Code 01040. This visualizes the percentage of the population 16 years and over that work in certain industries, e.g. educational services, and health care and social assistance.

Job Industry Breakdown in 01040

Industry Percent
Agriculture, forestry, fishing and hunting, and mining 0.3%
Construction 3.5%
Manufacturing 10.2%
Wholesale trade 2.5%
Retail trade 14.4%
Transportation and warehousing, and utilities 5.7%
Information 1.8%
Finance and insurance, and real estate and rental and leasing 5.7%
Professional, scientific, management, and administrative 8.2%
Educational services, and health care and social assistance 32.3%
Arts, entertainment, and recreation, and accommodation and food services 9.2%
Other services, except public administration 2.5%
Public administration 3.6%

Consumer Financial Products Complaints in 01040 [5]

Regarding consumer complaints about financial products in ZIP Code 01040, credit reporting or other personal consumer reports have received the most complaints in 01040 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Hampden County region was incorrect information on a report.

Consumer Complaints (Products)

Pie chart displaying the specific consumer financial products associated with complaints that originated from residents in ZIP Code 01040. This visualizes the specific products that were the subject of complaints, e.g. a mortgage or a credit card.

Consumer Complaints by Product in 01040

Complaint Product Number of Complaints*
Credit reporting or other personal consumer reports 81
Credit reporting or credit repair services 47
Debt collection 20
Checking or savings account 10
Student loan 7
Other 20
* Total in 2021

Consumer Complaints by Issue in 01040

Complaint Issue Number of Complaints*
Incorrect information on your report 50
Improper use of your report 31
Problem with a company's investigation into an existing problem 25
Problem with a credit reporting company's investigation 19
Written notification about debt 11
Other 49
* Total 2021 - 2024 (current)

Consumer Complaints (Issues)

Pie chart displaying the complaints about consumer financial products and services that were sent to companies for response from residents in ZIP Code 01040. This visualizes the specific complaint issues that arose in this region, e.g. incorrect information on a report.

Notes

  • [4] Health data referenced here originate from the Centers for Disease Control and Prevention (CDC).
  • [5] Consumer financial product complaint data referenced here originate from the Consumer Financial Protection Bureau.
  • [6] Electricity rates and electricity usage data referenced here originate from the National Renewable Energy Laboratory (NREL) and/or the U.S. Energy Information Administration (EIA). Estimates utilize regional U.S. Census Bureau data along with regional NREL and/or EIA data.